🚀Built on Tempo • Tempo Hackathon 2026

DeFi & More. Unified on Tempo.

The all-in-one platform for invoice management, borderless payroll payments, and DeFi yield generation. Pay employees instantly in AlphaUSD or BetaUSD, and earn yield on your treasury.

$0Transaction Fees
<1sSettlement Time
4-8%APY on Treasury
Cheqq Dashboard
AlphaUSD Balance$50,000.00
BetaUSD BalanceRp 750,000,000
🏦 DeFi Yield+5.2% APY
Earned: $2,156.00 this month
Payroll sent to 25 employees
💵 +$5,000 Invoice paid
Our Products

Everything you need to manage business finance

From invoicing to payroll to DeFi yield — all in one unified platform built on Tempo.

📄

Invoice

Create, send, and track professional invoices. Get paid in AlphaUSD, BetaUSD, or any stablecoin. Automatic reminders and instant settlement.

  • E-signature support
  • Multi-currency
  • Auto-reminders
  • Instant settlement
Create Invoice
💰

Payroll

Pay your global team instantly in stablecoins. No banks, no delays, no borders. Automated scheduling and compliance tracking.

  • Global payments
  • Batch processing
  • Tax reports
  • Employee portal
Run Payroll
📈

DeFi

Put your treasury to work. Earn yield on idle funds via Tempo DeFi protocols. Offer salary advances to employees with built-in collateral.

  • Up to 8% APY
  • Employee lending
  • Auto-compound
  • Risk management
Start Earning
How It Works

Get started in minutes, not days

One platform for Companies (B2B) and Freelancers (B2C). Sign up with email and start managing your finances instantly.

For Companies (B2B)

  • Batch payroll in AlphaUSD/BetaUSD
  • Employee salary advances
  • Treasury DeFi yield
  • Invoice management

For Freelancers (B2C)

  • Create and send invoices
  • Accept crypto payments
  • Withdraw to bank (IDR)
  • Track earnings
01

Sign Up

Create an account with just your email — no wallet needed. We automatically create a smart wallet for you using Privy.

02

Manage

Companies: Create invoices, add employees, and run batch payroll. Freelancers: Send invoices and track payments.

03

Grow

Companies: Earn yield on treasury via DeFi. Freelancers: Withdraw earnings to bank (IDR) or crypto wallet.

Why Cheqq

Built different. Built on Tempo.

Traditional payroll is slow, expensive, and outdated. Cheqq brings the speed of crypto with the reliability your business needs.

Instant Payments

Settle transactions in seconds on Tempo Network. No more waiting days for bank transfers.

BetaUSD Native

Built-in support for Indonesian Rupiah stablecoin. Perfect for local businesses going global.

Earn DeFi Yield

Put idle treasury to work via Tempo DeFi protocols. Earn up to 8% APY automatically.

Self-Custody

Your keys, your funds. Non-custodial by design. We never touch your treasury.

AI-Ready Payments

Programmable payments for AI agents and automated workflows. Future-proof your finance stack.

Compliance Built-in

Automatic tax reporting, employee records, and audit trails. Stay compliant effortlessly.

Powered By

Tempo

Built on Tempo

BetaUSD

Indonesian Rupiah Stablecoin

Morpho

DeFi Lending Protocol

Aerodrome

Tempo DEX & Liquidity

Ready to transform your business finance?

Join innovative companies already using Cheqq to manage payroll, invoices, and treasury — all on Tempo.

🚀
Tempo Hackathon2026